Certified Realty

Oregon's Choice Since 1950

  • Home
  • Property Search
    • Basic Property Search
    • Advanced Property Search
  • Buying/Selling
    • For Buyers
    • For Sellers
    • My Home’s Value
    • Double MLS
  • About
    • Meet The Owners
    • The Certified Story
    • Testimonial
  • Articles
  • Contact

Realtor ‘Stress-Busting’ Tips for Homebuyers & Homesellers

May 3, 2018 By Roy Widing

Oregon Real Estate

Did you know the profession of real estate agent consistently ranks as one of the most stressful occupations? Yet, some Realtors seemingly deal with stress as if their work is a breeze. Ever wonder what their secret is? Burnout What is it that causes some real estate agents to ‘burn out?’  And as a homebuyer […]

Filed Under: Home Buyer, Homebuyer Hints, Oregon Homebuyer, Oregon Homebuyer Secrets, Oregon Homebuyer Tactics, Oregon Homebuying, Oregon Homebuying Strategies, Oregon Homeseller, Oregon Homeselling, Oregon Housebuyer, Oregon Housing, Oregon Properties, Oregon Real Estate, Portland Homes, Real Estate, Realtor Behavior, Selling Your Oregon Home Tagged With: Avoiding Stress When Homebuying, Avoiding Stress When Homeselling, Oregon Homebuying, Oregon Homes, Oregon Homeseller, Oregon Homeselling, Oregon Real Estate, Realtor Behavior, Realtor Stress, Sell My Oregon Home, Selling Oregon Home, Willamette Valley

Realtor Stress-Busting Tips for Homebuyers & Homesellers

May 3, 2018 By Roy Widing

https://certifiedrealty.com/podcast-player/2880/realtor-stress-busting-tips-for-homebuyers-homesellers.mp3

Download file | Play in new window | Duration: 00:11:46 | Recorded on April 30, 2018

Subscribe: Google Play | iTunes

Did you know the profession of real estate agent consistently ranks as one of the most stressful occupations? Yet, some Realtors seemingly deal with stress as if their work is a breeze. Ever wonder what’s their secret? And is there something homebuyers and homesellers can learn about defusing stress using tips from real estate professionals who work daily ‘in the trenches’ while handling  potentially stress-riddled transactions? Find out how professionals handle stress AND perform at a high level…in this helpful Oregon real estate podcast!

Tagged With: Homebuying Stress, Homeselling Stress, Oregon Homebuyer, Oregon Homebuying, Oregon Homes, Oregon Homeseller, Oregon Homeselling, Oregon Real Estate, Realtor Stress, Realtor Stress-Busting Tips

What to Know When Moving to Oregon

April 2, 2018 By Roy Widing

Oregon Real Estate

Welcome to Oregon Perhaps you recently experienced a job change, or maybe you’re simply seeking something different and have decided to make a move. If your final stop is Oregon, you’re not alone, since it’s a common destination. But Why Oregon? You might have heard about Oregon’s livability (having three of the top 50 places […]

Filed Under: Becoming an Oregonian, Inside Oregon, Moving to Oregon, Oregon Information, Real Estate Tagged With: Moving to Oregon, Oregon Inbound, Oregon Migration, What to Know When Moving to Oregon

What to Know When Moving to Oregon

March 31, 2018 By Roy Widing

Oregon Real Estate
https://certifiedrealty.com/podcast-player/2845/what-to-know-when-moving-to-oregon.mp3

Download file | Play in new window | Duration: 00:08:15 | Recorded on March 31, 2018

Subscribe: Google Play | iTunes

You might have heard about Oregon’s livability. You could also be enthralled by the Beaver State’s reputed natural beauty, or perhaps you enjoy outdoor activities, since fishing, hunting, skiing, kayaking, surfing and bicycling are all popular here. But what else is to be found in Oregon? And what’s it like to actually live here? Is there anything helpful to know before showing up upon arriving in Oregon with a filled U-Haul truck? Plus, why do most people move to Oregon and might you ‘fit in’ here? Find out more, in this edition of the Oregon Real Estate Podcast.

Tagged With: Moving to Oregon, Oregon, Oregon Homes, Oregon Information, Oregon Real Estate, What to Know When Moving to Oregon

Should You Buy A Celebrity Home?

February 28, 2018 By Roy Widing

President Herbert Hoover. Grammy Award nominee Gino Vannelli. Double Nobel laureate Linus Pauling. Renowned chef James Beard. Neo-classical composer Ernest Bloch.  Authors Beverly Cleary and Walt Morey. Actors Sally Struthers, Frank Cady and Ginger Rogers. What do the people on this diverse list have in common? Celebrities all, they have each called Oregon ‘home.’  A Brush […]

Filed Under: Buying A Celebrity Home, Famous Real Estate, Homes of Celebrities Tagged With: Celebrity, Certified Realty, Famous Homes, Famous Real Estate, Homes, Oregon Real Estate

Should You Buy A Celebrity Home?

February 28, 2018 By Roy Widing

Oregon Real Estate, Should You Buy A Celebrity Home, Famous Homes, Celebrity Houses, Famous Homes, Star Homes
https://certifiedrealty.com/podcast-player/2806/should-you-buy-a-celebrity-home.mp3

Download file | Play in new window | Duration: 00:09:43 | Recorded on February 28, 2018

Subscribe: Google Play | iTunes

President Herbert Hoover. Grammy Award nominee Gino Vannelli. Double Nobel laureate Linus Pauling. Renowned chef James Beard. Composer Ernest Bloch.  Authors Beverly Cleary and Walt Morey. Actors Sally Struthers, Frank Cady and Ginger Rogers. What do the people on this diverse list have in common? Celebrities all, they have each called Oregon ‘home.’ 

Tagged With: Buying A Celebrity Home, Buying A Famous Home, Celebrity Homes, Famous Homes, Oregon Homes, Oregon Real Estate, Should I Buy A Celebrity Home?

Differences When Selling Country vs. City Homes

January 23, 2018 By Roy Widing

Differences When Selling Country vs. City Hoems

There’s something not only different, but truly special about being ‘out in the country.’ The sense of natural beauty, privacy and stillness is difficult to find anywhere else. Click the ‘play’ button below for this new podcast episode: https://episodes.castos.com/Helpful-Interesting-Information-on-Oregon-Real-Estate/Differences-When-Selling-Country-vs-City-Homes.mp3   Out In The Country The song ‘Out in the Country’ recorded by Three Dog Night […]

Filed Under: Country Homes, Country Real Estate Selling, Farms, Farmselling, Farmselling Basics, Hobby Farms Oregon, How To Sell A Farm, Oregon Acreage, Oregon Acreages, Oregon Country Property, Oregon Farm Sales, Oregon Farm Selling, Oregon Farms, Oregon Home Sale, Oregon Homeseller, Oregon Homeselling, Oregon Homeselling Tactics, Oregon Real Estate, Oregon Real Estate Agent, Oregon Realtor, Oregon Rural Property, Sell My Farm, Selling An Oregon Farm, Selling Country Property, Selling Your Oregon Home Tagged With: Country Home Selling, Hiring A Realtor, How To Sell Your Oregon Home, Oregon Acreage, Oregon Country Property, Oregon Farm Sales, Oregon Farm Selling, Oregon Homeseller, Oregon Real Estate, Selling Oregon Farm, Selling Oregon Home

Differences When Selling Country vs. City Homes

January 23, 2018 By Roy Widing

Differences When Selling Country vs. City Hoems
https://certifiedrealty.com/podcast-player/2688/differences-when-selling-country-vs-city-homes.mp3

Download file | Play in new window | Duration: 00:11:25 | Recorded on January 23, 2018

Subscribe: Google Play | iTunes

Given the many potential lifestyle differences among Oregonians, how about differences when selling a home? Oregonians have plenty of housing options. For many homebuyers, one main decision is whether to live in the country, or the city.

If you’re selling country property, it’s important to realize that not everyone is a prime prospect for your home. That’s because buyer considerations between country and city properties include trade-offs. Some of these trade-offs include commute time, convenience and affordability.  It’s true that home prices in general tend to become more affordable with added distance from the economic hub of cities. Yet even given a lower house price tag, with increased countryside commute times and what some see as rural inconveniences, there also tends to be a decrease in buyer demand.

While many buyers speak longingly about having ‘a place in the country,’ the reality of change is just too overwhelming for some. So they stay in the city or suburbs. Does this mean country property sellers are doomed to the ‘double whammy’ of fewer buyers and a longer selling period?  Isn’t there a buyer for every property? And what about other aspects of the sale, like getting a loan, appraisal and inspections. Are those different for country transactions, too? Find out more in this helpful edition of the Oregon Real Estate Podcast.  

Tagged With: How To Sell Your Oregon Home, Oregon Farm Sales, Oregon Farm Selling, Oregon Home Sales, Oregon Home Selling, Oregon Homeselling, Oregon Real Estate, Selling Oregon Home, Selling Oregon Real Estate

Stop Waiting For Your House To Sell

November 29, 2017 By Roy Widing

Especially during a ‘hot’ real estate market, it’s understandable how some homesellers may wonder “Why isn’t our house selling?” Some homesellers wait longingly, certain that if the sale of their property is ‘meant to be,’ a buyer will appear. But now, given a plethora of ways to gauge the popularity and market-friendliness of any listed […]

Filed Under: Real Estate Tagged With: How To Sell Your Oregon Home, Oregon Homeseller, Oregon Homeselling, Sell My Oregon Home, Selling Oregon Home

Stop Waiting For Your House To Sell

November 29, 2017 By Roy Widing

Oregon Real Estate
https://certifiedrealty.com/podcast-player/2618/stop-waiting-for-your-house-to-sell.mp3

Download file | Play in new window | Duration: 00:14:19 | Recorded on November 29, 2017

Subscribe: Google Play | iTunes

It’s understandable how homesellers might wonder “Why isn’t our house selling?” Some homesellers wait longingly, certain that if the sale of their property is ‘meant to be,’ a buyer will appear. But now, given a plethora of ways to gauge the popularity and market-friendliness of any listed home for sale, you can stop waiting for your house to sell. The good news is that there are indeed options homesellers have at their disposal to ensure their home sells…usually a whole lot faster, and frequently for top dollar. So, what are these options to ‘jumpstart’ an otherwise lackluster homeselling situation…and are some better than others? Stop waiting for your home to sell and find out more, in this edition of the Oregon Real Estate Podcast!

Tagged With: Homeselling Tips, Oregon Homeselling, Oregon Real Estate

I Have An Offer On My House – Now What?

October 9, 2017 By Roy Widing

Oregon Real Estate

Selling a home usually involves a considerable amount of planning. And like many activities, with homeselling there is a beginning, middle and an end. So somewhere approaching the mid-way point in the homeselling process and well before the end, you’ll receive at least one offer. But what happens then? Questions 67 And 68 There are […]

Filed Under: I Have An Offer On My Home, I Have An Offer On My House, Oregon Homeseller, Oregon Homeselling, Oregon Homeselling Tactics, Oregon Housing, Oregon Properties, Oregon Real Estate Tagged With: How To Sell Your Oregon Home, I Have An Offer Now What, Oregon Home Sales, Oregon Homeseller, Oregon Homeselling, Oregon Real Estate, Oregon Real Estate Podcast, Oregon Realtor, Sell My Oregon Home, Selling Oregon Home

I Have An Offer On My House – Now What?

October 7, 2017 By Roy Widing

I Have An Offer On My House -Now What?
https://certifiedrealty.com/podcast-player/2551/i-have-an-offer-on-my-house-now-what.mp3

Download file | Play in new window | Duration: 00:13:44 | Recorded on October 7, 2017

Subscribe: Google Play | iTunes

You just received an offer on your home-Congratulations! Now here are some helpful insights from an experienced Realtor to help move the process forward to a successful closing.

Tagged With: Homeselling, Homeselling Made Easier, I Have An Offer, I Received An Offer For My Home, Oregon Homeseller, Oregon Real Estate

Secrets Your Realtor Knows

September 1, 2017 By Roy Widing

Oregon Real Estate

On many Realtor property listings, there are one or more sections reserved for ‘private remarks.’ This private information is usually intended for real estate agents. What are these ‘private’ remarks and do they include information potentially helpful to buyers? And why are these remarks private? Find out in this edition of the Oregon Real Estate Podcast.

Filed Under: Oregon Real Estate, Oregon Real Estate Agent, Oregon Realtor, Real Estate Tagged With: Oregon Podcast Real Estate, Oregon Real Estate, Real Estate Podcast Oregon, Secret Realtor Information, Secrets Your Realtor Knows

Secrets Your Realtor Knows

September 1, 2017 By Roy Widing

https://certifiedrealty.com/podcast-player/2477/secrets-your-realtor-knows.mp3

Download file | Play in new window | Duration: 00:14:23 | Recorded on August 31, 2017

Subscribe: Google Play | iTunes

On many Realtor property listings, there are sections reserved for ‘private remarks’ intended for real estate agents. What are these ‘private’ remarks and do they include information potentially helpful to buyers…and why are these remarks private? Find out in this edition of the Oregon Real Estate Podcast!

Tagged With: Oregon Real Estate, Oregon Real Estate Podcast, Private Real Estate Agent Comments, Private Realtor Comments, Real Estate in Oregon, Realtor Secrets, Secret Realtor Information, Secrets Your Real Estate Agent Knows, Secrets Your Realtor Knows

Deputized: How 2 Oregon Realtors Become ‘Policemen for a Day’

July 17, 2017 By Roy Widing

A fellow Realtor and I had been asked by our seller client to assist with the removal of squatters on her property and also make homeselling suggestions prior to her placing the home on the market.  As a result, we were told to meet police at the property to assist with access, so the house could be vacated. Little did we know that we would not just assist with access, but were also about to become deputized as temporary police officers!

Filed Under: Evicting A Tenant, House Eviction, Oregon Properties, Oregon Real Estate, Oregon Real Estate Agent, Oregon Realtor, PDX Home, PDX Homes, Portland Home, Portland Homes, Portland Property, Portland Real Estate, Problem House, Real Estate, Real Estate War Stories, Realtor Stories, SE Portland, This Happened to Me Tagged With: Oregon Homes, Oregon Properties, Oregon Real Estate, Oregon Realtor, Portland Real Estate, SE Portland, Why 2 Oregon Real Estate Agents Are Deputized On The Spot

Deputized: How 2 Realtors Become Policemen For A Day

July 14, 2017 By Roy Widing

https://certifiedrealty.com/podcast-player/2432/how-2-realtors-became-police-for-a-day.mp3

Download file | Play in new window | Duration: 6:30 | Recorded on July 14, 2017

Subscribe: Google Play | iTunes

Working as a real estate agent can present some unusual situations. Here’s one story you probably haven’t heard before. It includes two mild mannered Realtors being deputized, or ‘sworn in’ on the spot, since the local, short-handed police force is about to commence a house eviction that turns out to be a bit more than routine.

We’d been asked by our seller client to assist with the removal of squatters on her property and also make suggestions prior to our selling her home. As a result, we were told to meet police at the property to assist with access, so the house could be vacated. Little did we know that this visit would not only include providing access, but also our becoming temporary police officers! For more, listen to this interesting and true story.

Tagged With: Certified Realty, Oregon Homes, Oregon Podcast, Oregon Real Estate, Oregon Realtor, Realtor Stories

What’s The Cost to Sell Your Oregon Home?

June 17, 2017 By Roy Widing

Certified Realty, Oregon Real Estate

 A common homeseller question is ‘How much will it cost to sell my home?’ Hear the audio podcast presentation of this article by clicking here or on the ‘play’ button below. As with the sale of anything, there are a few factors for homesellers to consider. Seller costs typically include a real estate commission, plus factors […]

Filed Under: Finding A Realtor, Oregon Home Sale, Oregon Homeseller, Selling Your Oregon Home Tagged With: Hiring A Realtor, How Much To Sell My Oregon Home, How To Sell Your Oregon Home, Oregon Homes, Oregon Homeseller, Oregon Real Estate, Sell My Oregon Home, Selling Oregon Home

How Much Will It Cost To Sell My Home?

June 16, 2017 By Roy Widing

Certified Realty, Oregon Real Estate
https://certifiedrealty.com/podcast-player/2402/how-much-will-it-cost-to-sell-my-home.mp3

Download file | Play in new window | Duration: 6:30 | Recorded on June 16, 2017

Subscribe: Google Play | iTunes

A common homeseller question is ‘How much will it cost to sell my home?’ As with the sale of anything, there are a few factors to consider. In real estate, these factors can include a Realtor commission, plus items like title insurance, escrow and recording fees. There are other costs, too, like the ‘hassle factor’ and moving expenses. Thinking about selling your home? Find out what you need to know in this informative podcast.

Tagged With: Finding A Real Estate Agent, Hiring A Realtor, Homeseller Expenses, Homeseller Strategies, Homeselling Costs, How Much Will It Cost To Sell My Home, How To Hire An Oregon Realtor, How To Sell Your Oregon Home, Oregon Homes, Oregon Homeseller, Oregon Homeselling, Oregon Real Estate, Sell My Oregon Home, Selling Oregon Home

Can I Trust My Oregon Realtor?

May 15, 2017 By Roy Widing

Trust is an important factor when buying or selling real estate. Thankfully, trusting your Realtor is not typically super risky. That’s because consumer surveys consistently reflect a high level of satisfaction with Realtor performance. One study by Forbes magazine revealed 96% satisfaction for the real estate industry. So if many real estate agents were dishonest, we could expect that figure to be much lower.

This doesn’t mean blindly signing off on every suggestion one receives from their Realtor. But obsessively hand wringing over transaction minutiae is one sure way to make the process less enjoyable. A recommended approach is for Oregon homebuyers and homesellers to carefully read all documents, ask plenty of questions and work with a recommended professional with a solid track record.

Filed Under: Oregon, Oregon Real Estate, Oregon Real Estate Agent, Oregon Realtor, Real Estate Tagged With: Finding An Oregon Realtor, Oregon Homebuyer, Oregon Homeseller, Oregon Real Estate

Can I Trust My Oregon Realtor?

May 12, 2017 By Roy Widing

https://certifiedrealty.com/podcast-player/2319/can-i-trust-my-oregon-realtor.mp3

Download file | Play in new window | Duration: 12:52 | Recorded on May 13, 2017

Subscribe: Google Play | iTunes

Before entering into a business relationship, it’s helpful to know your real estate agent is nice, patient, available when needed…and honest. So while many of us assume we’re ‘safe’ in the hands of our doctor, attorney or pastor, what about your Realtor?

Tagged With: Hiring A Realtor, Oregon Real Estate, Realtor Honesty

Finding Your Oregon Real Estate Superhero

April 19, 2017 By Roy Widing

Oregon Real Estate

To adults and kids alike, superheroes seem to have time-tested appeal. Some think it’s because they look different. Indeed, some superheroes dress uniquely. Others believe superheroes represent the ‘good guy’ and these days, we can always use more good guys and gals.  Yet others suggest that superheroes are in the rescue business and we all […]

Filed Under: Homebuying in Oregon, Oregon Homebuyer, Oregon Homebuying, Oregon Homeseller, Oregon Homeselling, Oregon Homeselling Tactics, Oregon Housebuyer, Oregon Housing, Oregon Properties, Oregon Real Estate, Oregon Real Estate Agent, Oregon Realtor, PDX Home, PDX Homes, Portland Home, Portland Homes, Portland Property, Portland Real Estate, Real Estate, Salem Oregon Real Estate, Selling Your Oregon Home Tagged With: Certified Residential Specialist, CRS Realtor, Finding A Realtor, Finding A Super Realtor, Finding An Oregon Realtor, How to Find A Great Realtor, How To Sell Your Oregon Home, Oregon Home Sales, Oregon Homes, Oregon Homeseller, Oregon Homeselling, Oregon Housing, Oregon Properties, Oregon Real Estate, Oregon Real Estate Market, Portland Real Estate, Salem Oregon Realty, Sell My Oregon Home, Selling Oregon Home

Finding Your Real Estate Superhero

April 11, 2017 By Roy Widing

https://certifiedrealty.com/podcast-player/2300/finding-your-real-estate-superhero.mp3

Download file | Play in new window | Duration: 7:12 | Recorded on April 11, 2017

Subscribe: Google Play | iTunes

To adults and kids alike, superheroes seem to have a time-tested appeal. Some think it’s because they look different. Indeed, some superheroes dress uniquely. Others believe superheroes represent the ‘good guy’ and these days, we can always use more ‘good guys.’ Yet others suggest that superheroes are in the rescue business and we all have an area in our lives where we could use help. Whatever the reason, it’s undeniable that superheroes hold a unique place in our imagination.

While not superhuman, some real estate agents stand far apart from others. And when hundreds of thousands of dollars are literally on the line during your next home sale or purchase, chances are you’ll feel better throughout the entire process when working with a truly ‘super’ Realtor. But is it possible to easily locate a terrific real estate agent that’s not only experienced, but also dedicated, plus recognized for excellence among his or her peers? Find out in this edition of the Oregon Real Estate Podcast.

Tagged With: Certified Residential Specialist, CRS, Finding A Super Realtor, Oregon Homebuying, Oregon Homeselling, Oregon Real Estate

What Agent 007 Can Teach You About Oregon Real Estate

March 7, 2017 By Roy Widing

Oregon Real Estate

Compared to the life of famed superspy James Bond, buying or selling Oregon real estate is dull and monotonous, right? Au contraire. You might be surprised to see how such a  comparison actually sizes up. Click here or on the play button above to hear the audio podcast of this article. Not So Mundane, After […]

Filed Under: Agent 007, Homebuyer Hints, Homebuying in Oregon, James Bond, Oregon Homebuyer Secrets, Oregon Homebuyer Tactics, Oregon Homebuying, Oregon Homebuying Strategies, Oregon Homeseller, Oregon Homeselling, Oregon Homeselling Tactics, Oregon Housebuyer, Oregon Real Estate, Oregon Real Estate Agent, Oregon Real Estate Market, Oregon Real Estate Market Data, Oregon Realtor, Portland Homes, Portland Real Estate, Real Estate Questions, Salem Oregon Real Estate, Selling Oregon Real Estate, Tactical Homebuying, Willamette Valley, Willamette Valley Homes, Willamette Valley Oregon, Willamette Valley Properties, Willamette Valley Property, Willamette Valley Real Estate, Willamette Valley Real Estate Market, Willamette Valley Realty Tagged With: Agent 007, James Bond, Oregon Homebuying, Oregon Homeselling, Oregon Real Estate

What James Bond Can Teach You About Oregon Real Estate

March 7, 2017 By Roy Widing

Oregon Real Estate
https://certifiedrealty.com/podcast-player/2261/what-james-bond-can-teach-you-about-oregon-real-estate.mp3

Download file | Play in new window | Duration: 6:57 | Recorded on March 7, 2017

Subscribe: Google Play | iTunes

Compared to the life of famed superspy James Bond, buying or selling Oregon real estate is dull and dreary, right? Au contraire. You might be surprised to see how such a comparison actually sizes up.

Not So Mundane, After All
How could Oregon real estate’s seemingly routine tasks possibly compare to the life and adventures of ultra-suave Agent 007? Initially, it seems like a ridiculous question. Of course Bond’s life is far more treacherous, risky and ‘on the edge,’ right? As we’ll soon learn, not exactly. Buyers and sellers of Oregon real estate have a lot more in common with the famous spy than first meets the bullseye. Find out more in this interesting Oregon real estate podcast.

Tagged With: Agent 007, James Bond, Oregon Real Estate

Oregon’s ‘Magic’ Real Estate Number

February 14, 2017 By Roy Widing

Oregon Real Estate, Oregon Homes, Oregon Housing, Oregon Properties

Sometimes absorbing the sea of Oregon real estate information is more like drinking from a fire hydrant. Yet, out of all the seemingly helpful real estate data bandied about, there is one especially helpful number, which when understood, can provide near-magical clarity to both homebuyers and homesellers.

Filed Under: Oregon Home Inventory, Oregon Home Supply, Oregon Homeseller, Oregon Homeselling, Oregon Housing, Oregon Real Estate, Oregon Real Estate Market, Selling Oregon Real Estate, Selling Your Oregon Home Tagged With: How To Sell Your Oregon Home, Oregon Home Inventory, Oregon Home Sales, Oregon Homes, Oregon Homeseller, Oregon Homeselling, Oregon Housing, Oregon Housing Forecast, Oregon Housing Inventory, Oregon Housing Supply, Oregon Properties, Oregon Real Estate, Oregon Real Estate Inventory, Sell My Oregon Home, Selling Oregon Home

Oregon Real Estate’s ‘Magic Number’

February 11, 2017 By Roy Widing

Real Estate Oregon
https://certifiedrealty.com/podcast-player/2174/real-estates-magic-number.mp3

Download file | Play in new window | Duration: 8:31 | Recorded on February 11, 2017

Subscribe: Google Play | iTunes

Sometimes absorbing the sea of Oregon real estate information seems more like drinking from a fire hydrant. Yet, out of all the seemingly helpful real estate data bandied about, there is one especially helpful number, which when understood, can provide magical clarity to both homebuyers and homesellers. What is this ‘magic’ number and what does it represent? Find out in this informative podcast episode!

Tagged With: Real Estate Inventory, Real Estate's Magic Number

10 Reasons Oregon Homesellers Hire A Realtor

January 23, 2017 By Roy Widing

Oregon Real Estate Podcast

There are many good reasons why Oregon homesellers hire a Realtor, including the handful of sellers who first try the ‘for sale by owner’ or ‘FSBO’ route. Here are ten of the most common reasons why Oregon homesellers hire a Realtor to get the job done right.  Click here to hear the audio podcast version […]

Filed Under: Oregon Economy, Oregon Homeseller, Oregon Homeselling, Oregon Housing, Oregon Properties, Oregon Real Estate, Oregon Real Estate Agent, Oregon Real Estate Market, Oregon Realtor, Portland Home, Portland Homes, Portland Property, Portland Real Estate, Real Estate, Salem Oregon Real Estate, Selling Oregon Real Estate, Selling Your Oregon Home, The Art of War for Homesellers Tagged With: Oregon, Oregon For Sale By Owner, Oregon FSBO, Oregon Homeseller, Oregon Homeselling, Selling Oregon Home

10 Reasons Why Oregon Homesellers Hire A Realtor

January 13, 2017 By Roy Widing

Oregon Real Estate Podcast
https://certifiedrealty.com/podcast-player/2133/10-reasons-why-oregon-homesellers-hire-a-realtor.mp3

Download file | Play in new window | Duration: 13:27 | Recorded on January 13, 2017

Subscribe: Google Play | iTunes

There are many good reasons why homesellers hire a Realtor, including the handful of sellers who first try the ‘for sale by owner’ or ‘FSBO’ route. Here are ten of the most common reasons why homesellers hire a Realtor to get the job done right.

Tagged With: Choosing A Realtor, Hiring A Realtor, Oregon Homes, Oregon Real Estate, Why Use A Realtor

Why Does My Realtor Do That?

November 24, 2016 By Roy Widing

Oregon Real Estate

Realtors must follow many rules and according to consumer satisfaction surveys, real estate agents do an overall good job. Realtors are trained to abide by applicable state and national real estate laws, follow accepted business practices and the Realtor Code of Ethics, which is considered a higher standard of duty. Yet as in other professions, sometimes […]

Filed Under: How Realtors Act, Oregon Real Estate, Oregon Real Estate Agent, Oregon Realtor, Real Estate, Real Estate Agent Behavior, Realtor Behavior, Why Does My Realtor Do That Tagged With: How Oregon Realtors Work, Oregon Real Estate, Oregon Realtor, Real Estate Agent Oregon

Why Does My Realtor Do That?

November 21, 2016 By Roy Widing

Oregon Real Estate
https://certifiedrealty.com/podcast-player/2107/why-does-my-realtor-do-that.mp3

Download file | Play in new window | Duration: 9:33 | Recorded on November 21, 2016

Subscribe: Google Play | iTunes

Realtors must follow many rules and according to consumer satisfaction surveys, most agents do a good job. Realtors are trained to abide by applicable state and national real estate laws, follow accepted business practices and the Realtor code of ethics, which is considered a higher standard of duty. Yet as in other professions, sometimes agents fall short. Wrong is wrong, yet it’s also important to separate willful wrongdoing from expectations which may be misinterpreted, or where motives are misunderstood. Today we’ll address some common consumer complaints and Realtor behaviors.

Tagged With: Why Does My Realtor Do That?

Dancing The ‘Two Transaction’ Tango

October 27, 2016 By Roy Widing

Homeselling While Homebuying, Two Transaction Tango

Simultaneous/Consecutive Home Transactions: Selling one home and buying another are frequently linked activities. Click here or on the ‘play’ button below for the audio version of this presentation about how to minimize the bother and maximize your effectiveness when simultaneously home buying and home selling. https://certifiedrealty.com/wp-content/uploads/2016/10/Dancing-The-Two-Transaction-Tango.mp3 We’ll also examine options to help decide if simultaneous or […]

Filed Under: Buying a Home While Selling a Home, Dual Real Estate Transactions, Homebuying in Oregon, Homeselling When Homebuying, Real Estate, Simultaneous Homebuying And Homeselling Tagged With: Homebuying While Homeselling, Homeselling While Homebuying, Oregon Homebuying While Homeselling, Oregon Homeselling While Homebuying, Oregon Real Estate

Dancing ‘The Two Transaction Tango’

October 27, 2016 By Roy Widing

Homeselling While Homebuying, Two Transaction Tango
https://certifiedrealty.com/podcast-player/2094/dancing-the-two-transaction-tango.mp3

Download file | Play in new window | Duration: 8:22 | Recorded on October 27, 2016

Subscribe: Google Play | iTunes

Simultaneous/Consecutive Home Transactions Selling one home and buying another are frequently linked activities. Click here or on the ‘play’ button below for the audio version of this presentation about how to minimize the bother and maximize your effectiveness when simultaneously home buying and home selling. https://certifiedrealty.com/wp-content/uploads/2016/10/Dancing-The-Two-Transaction-Tango.mp3 We’ll also examine options to help decide if simultaneous or […]

Tagged With: Dual Real Estate Transactions, Homebuying And Homeselling, Homebuying When Homeselling, Homeselling When Homebuying, Oregon Homebuying While Homeselling

10 Reasons Why Winter Homeselling Is Hot

October 10, 2016 By Roy Widing

Winter Oregon Homeselling

While there are cases to be made for homeselling in each of the four seasons, Winter is one of the most powerful times sellers can place their home on the market and for ten very good reasons.  Hear the audio podcast version of this helpful real estate presentation by clicking here or ‘play’ below. Price […]

Filed Under: Holiday Homeselling, Homeselling in Winter, How To Sell Your Home in Winter, Oregon Homeseller, Oregon Homeselling, Oregon Real Estate, Selling Your Home in Winter, Selling Your Property During the Holidays, Winter Homeselling Tagged With: 10 Reasons Why Winter Homeselling is Hot, Holiday Homeselling, Homeselling in Winter, Oregon Homeselling, Selling Your Oregon Home During Bad Weather, Selling Your Oregon Home in Winter, Wintertime Oregon Homeselling

10 Reasons Why Winter Homeselling is Hot

October 10, 2016 By Roy Widing

Winter Homeselling
https://certifiedrealty.com/podcast-player/2045/10-reasons-why-winter-homeselling-is-hot.mp3

Download file | Play in new window | Duration: 11:25 | Recorded on October 10, 2016

Subscribe: Google Play | iTunes

While there is a case to be made for homeselling in each of the four seasons, Winter can be one of the most powerful times to sell your house…and for ten very good reasons. Find out more in this helpful program, ’10 Reasons Why Winter Homeselling is Hot.’

Tagged With: 10 Reasons Why Winter Homeselling is Hot, Holiday Homeselling, Homeselling During The Holidays, Oregon Homeseller, Oregon Homeselling, Selling in Bad Weather, Winter Homeselling

5 Winning Homebuyer Tactics for Any Market

September 24, 2016 By Roy Widing

Oregon Homebuying Tactics

Regardless of the kind of market you find yourself in when buying your next home, there are key tactics buyers can use to make the process both more successful and considerably less stressful. What are these key homebuying tactics and how can you use them to navigate to a successful purchase? Find out here in […]

Filed Under: 2015 Oregon Housing Forecast, Home Buyer, Homebuyer Hints, Homebuying in Oregon, How to Buy an Oregon Home, Oregon Homebuyer, Oregon Homebuyer Secrets, Oregon Homebuyer Tactics, Oregon Homebuying, Oregon Housebuyer, Real Estate, Tactical Homebuying Tagged With: Buying an Oregon Home, Homebuyer Tactics, Oregon Home Buying Secrets, Oregon Homebuyer, Oregon Homebuyer Help, Oregon Homebuying

5 Winning Homebuyer Tactics for Any Market

September 24, 2016 By Roy Widing

Oregon Real Estate Podcast, Oregon Homebuyer Tactics, Oregon Homebuyer, Home Buying
https://certifiedrealty.com/podcast-player/2009/5-winning-homebuyer-tactics-for-any-market.mp3

Download file | Play in new window | Duration: 19:37 | Recorded on September 23, 2016

Subscribe: Google Play | iTunes

Regardless of the kind of market you find yourself in when buying your next home, there are 5 key tactics buyers can use to make the process both more successful and considerably less stressful. What are these 5 key homebuyer tactics and how can you best incorporate them into your personal homebuying process? Find out in this insightful feature presentation from Certified Realty.

Tagged With: Buying an Oregon House, Buying Homes Smart, Homebuyer, Homebuying Tactics, Oregon Home Buying, Oregon Home Purchase, Oregon Homebuyer, Oregon Homebuying, Oregon Housebuyer, Oregon Real Estate, Winning Homebuyer Tactics

7 Strategies to Sell Your House Sooner!

September 7, 2016 By Roy Widing

Oregon Real Estate

Homeselling Strategies Sellers can employ certain key strategies to more successfully sell their home. What are these strategies and as an Oregon homeseller, what is it that you might need to know? As an Oregon homebuyer, it can be helpful to learn strategic insights on the homeselling process from an ‘insider’s’ view. Click here or […]

Filed Under: Oregon Homeseller, Oregon Homeselling, Oregon Housing, Oregon Properties, Oregon Propeties, Oregon Real Estate, Oregon Real Estate Market, Real Estate, Selling Oregon Real Estate, Selling Your Oregon Home Tagged With: Home Selling, Home Selling Strategies, Homeselling Strategies, Oregon Homeseller, Oregon Homeselling, Oregon Real Estate, Oregon Real Estate Market, Oregon Realty, Sell My Oregon Home, Selling Oregon Home, Strategic Home Selling

7 Strategies to Sell Your House Sooner!

September 7, 2016 By Roy Widing

Oregon Real Estate Strategies
https://certifiedrealty.com/podcast-player/1970/7-strategies-to-sell-your-house-sooner.mp3

Download file | Play in new window | Duration: 9:13 | Recorded on September 7, 2016

Subscribe: Google Play | iTunes

Homeselling Strategies-Sellers can employ certain key strategies to more successfully complete the homeselling process. What are these strategies and as an Oregon homeseller, what is it that you might need to know? As an Oregon homebuyer, it can be helpful to learn strategic insights on the homeselling process from an ‘insider’s’ view.

Tagged With: How To Sell Your Oregon Home, Oregon Home Sales, Oregon Homes, Oregon Homeseller, Oregon Homeselling, Oregon Properties, Oregon Real Estate, Sell My Oregon Home, Selling Oregon Home

The ‘Art of War’ for Homesellers

August 22, 2016 By Roy Widing

Oregon Real Estate

“The supreme art of war is to subdue the enemy without fighting.” ― Sun Tzu, The Art of War Click here or on the ‘play’ button below to hear the audio podcast of this presentation. The ‘Home Front’ Without being overly dramatic, it’s helpful to realize that as a homeseller, you are in a ‘war’ […]

Filed Under: Farmselling, Farmselling Basics, Homeselling as War, How To Sell A Farm, Oregon Farm Sales, Oregon Farm Selling, Oregon Homeseller, Oregon Homeselling, Oregon Real Estate, Oregon Real Estate Market, Sell My Farm, Selling A Farm, Selling My Farm, Selling Oregon Real Estate, Selling Your Oregon Home, The Art of War for Homesellers Tagged With: Homeseller Strategies, Homeselling As War, Oregon Homeseller, Selling Your Oregon Home, The Art of War for Homesellers

The Art of War for Homesellers

August 20, 2016 By Roy Widing

Oregon Real Estate Podcast
https://certifiedrealty.com/podcast-player/1934/the-art-of-war-for-homesellers.mp3

Download file | Play in new window | Duration: 10:37 | Recorded on August 20, 2016

Subscribe: Google Play | iTunes

It’s helpful to realize that as a homeseller, you are in a ‘war’ of sorts. Is it an outright battle? Definitely not. And for anyone selling a home, it clearly helps to maintain a sense of politeness and grace when dealing with potential homebuyers. But we’re about to look at the process of homeselling using the metaphor of homeselling as ‘war.’

Why would the concept of ‘war’ be appropriate to homeselling? To start, homesellers and homebuyers do not have identical goals. In fact, similar to armed conflict, they frequently have goals at direct odds with one another. You can call such business interaction ‘give and take,’ or ‘financial combat,’ or real estate ‘tug-o-war.’ Rather than use swords or heavy artillery, the tools used can be more subtle. Here, metaphorical weapons might include home inspectors, attorneys and a ‘take no prisoners’ attitude. The point is that there is conflict. But as with any good book or movie, sometimes it’s conflict that keeps things interesting and move the process forward, while underscoring the value of what is being contested. Find out more in this podcast titled ‘The Art of War for Homesellers.’

Tagged With: Homeseller, Homeselling, Homeselling Strategies, Homeselling Success, Oregon Homeseller, The Art of War for Homesellers

What’s An Oregon Acre Worth?

August 5, 2016 By Roy Widing

Oregon Real Estate

One frequent Oregon real estate question is ‘What’s an acre worth?’ When you think about it, this question is not so different than ‘What’s a car worth?’ since in each situation there are variables. With a car, the mileage and condition are very important to arrive at an accurate value. Land, too has unique variables. What are these variables and as an Oregon property buyer or seller, what is it that you may need to know? Find out here!

Filed Under: Farms, Farmselling, Farmselling Basics, Oregon Acreage, Oregon Acreages, Oregon Farm Sales, Oregon Farms, Oregon Ranch, Oregon Ranches, Oregon Real Estate, Oregon Real Estate Market, Oregon Real Estate Market Data, Oregon Rural Property, Real Estate, Selling A Farm, Selling My Farm, What's An Acre Worth Tagged With: acreage, acreage valuation, Oregon Acreage, Oregon Real Estate, Price per Acre

What’s Oregon Land Selling For Per Acre?

August 5, 2016 By Roy Widing

Oregon Real Estate
https://certifiedrealty.com/podcast-player/1891/how-much-is-an-acre-worth.mp3

Download file | Play in new window | Duration: 7:40 | Recorded on August 5, 2016

Subscribe: Google Play | iTunes

One frequent Oregon real estate question is ‘What’s an acre worth?’ When you think about it, this question is not so different than ‘What’s a car worth?’ since there are variables in each situation. With a car, the mileage and condition are very important to arrive at an accurate value. Land, too has unique variables. What are these variables and as an Oregon property buyer or seller, what is it that you may need to know? Find out in this edition of the Oregon Real Estate Podcast.

Tagged With: Acre, Acre Value, Acres, Oregon Acre, Oregon Acreage, Oregon Acres, Oregon Land, Price per Acre, What's An Acre Worth

3 Questions Your Oregon Realtor Can’t Answer

July 27, 2016 By Roy Widing

Oregon Real Estate

Listen to the audio podcast of this presentation by clicking here or on the ‘play button’ above. When making the biggest financial decision of their lives, many homebuyers and homesellers understandably ask their Realtor to provide a professional opinion on a range of topics. Some common questions include if adding a bathroom will boost resale value, […]

Filed Under: Oregon Real Estate, Oregon Real Estate Market, Real Estate, Real Estate Questions Tagged With: Oregon Real Estate

3 Questions Your Oregon Realtor Can’t Answer

July 26, 2016 By Roy Widing

Oregon Real Estate
https://certifiedrealty.com/podcast-player/1857/3-questions-your-oregon-realtor-cant-answer.mp3

Download file | Play in new window | Duration: 9:00 | Recorded on July 26, 2016

Subscribe: Google Play | iTunes

When making the biggest financial decision of their lives, many homebuyers and homesellers understandably ask their Realtor to provide a professional opinion on a range of topics. Some common questions include if adding a bathroom will boost resale value, should wallpaper be removed, if re-painting will help, how long a home has been for sale, if sellers should leave when their home is being shown, or if a home shows better when ‘staged.’ These and many other questions are typically addressed with aplomb by an experienced Realtor. However, with other, less benign questions, agents are trained not only to be cautious, but simply refuse to answer them. Is it because the Realtor doesn’t have an opinion? Maybe, but maybe not. Often the reason is because rules don’t allow it. What are these rules that might gag an otherwise conversational, if not super-chatty (or at least engaging real estate agent) to go mum? Find out in this edition of the Oregon Real Estate Podcast.

Tagged With: Oregon Real Estate, Oregon Real Estate Podcast

The Power of Oregon Seller Financing

July 6, 2016 By Roy Widing

Oregon Real Estate

While most Oregon homebuyers use traditional loan providers like banks, mortgage brokers or credit unions, there are solid reasons (and a very helpful alternative) for purchasing a home without them. Buyers avoid traditional lenders for a variety of factors and when they do, one mechanism they frequently turn to is known in our area as […]

Filed Under: Land Sales Contract, LSC, Oregon Seller Financing, Owner Contract Oregon, Owner Financing, Owner Financing Oregon, Owner Terms Oregon, Real Estate, Seller Carryback, Seller Contract, Seller Financed, Seller Financing, Trust Deed & Note Tagged With: Land Sales Contract, Oregon Seller Financing, Owner Carry, Owner Carryback, Owner Finance, Seller Carryback, Seller Financing, Trust Deed & Note, Trust Deed and Note

The Power of Oregon Seller Financing

July 6, 2016 By Roy Widing

Oregon Real Estate
https://certifiedrealty.com/podcast-player/1785/the-power-of-oregon-seller-financing.mp3

Download file | Play in new window | Duration: 8:30 | Recorded on July 6, 2016

Subscribe: Google Play | iTunes

While most Oregon homebuyers use traditional lenders like banks, mortgage brokers or credit unions, there are solid reasons (and a very helpful alternative) to purchase a home without them. Buyers avoid traditional lenders for a variety of factors and when they do, one mechanism they frequently turn to is known in our area as seller financing.

What Is Seller Financing? Also called owner financing, seller terms, owner carry, seller carryback, or seller carry, seller financing allows a homebuyer to purchase a property by making an initial down payment, then making direct payments to the seller. While Oregon law has rules in place especially to regulate large-scale property sellers who handle a significant amount of seller-financed transactions (notably commercial firms, such as finance companies), the process still remains relatively simple for Oregon home buyers and sellers who enter into a home sale without using a traditional lender.

The Basics-A key factor that helps to make seller financing an option is if a homeseller has either no loan, or a very small loan remaining on the property to be sold. Having little or no loan on the home being sold means that more of the buyer’s down payment will go to the seller, and not diverted to the lender of a seller’s existing home loan. Most home loans now have what’s called a ‘due on sale’ clause, which means a seller’s home loan must first be paid off upon the sale of a property. The single factor of having no or little loan balance on a property is often the single most limiting condition in determining if seller financing is an option. If the property has either no loan, or only a small loan remaining, this can really open the door to seller financing.

Basic Tools-Several tools can be used to establish seller financing. In Oregon, these include either a trust deed and note, or a land sales contract. Here is a recent legal article outlining some differences between these two instruments for Oregon seller financing . Most common is the trust deed and note, which can be prepared by Oregon title companies/escrow firms. Less common is the land sales contract, which can usually be considerably more labor intensive and expensive, since in Oregon land sales contracts can only be drawn up by an attorney.

What Makes Seller Financing so Powerful-Seller financing can be very powerful. How else to describe a form of financing that can:
1. Make an otherwise ‘unsellable’ property sellable,
2. Render an otherwise ‘unqualified’ buyer qualified, whilst escaping considerable loan fees, underwriting and requirements, like an appraisal.
3. Provide income to a home seller, with interest, all secured with the protection of a legal instrument in case of default
4. Allow a homebuyer the ability to purchase a home while selling a less liquid (hard to sell) asset, or re-building credit
5. Give both buyer and seller the flexibility to negotiate what works for them, rather than a bank’s pre-determined, ‘cookie-cutter’ loan term, interest rate, or myriad of other conditions.

Here are a few scenarios illustrating some of real life advantages of seller financing-Scenario #1 involves a house located in a large Oregon town with no foundation and a faulty roof. The property is otherwise attractive, yet routine lender guidelines require a foundation for residential properties. The seller begins to think his house is a ‘lemon.’ That is, until he learns that since he owns the property ‘free and clear’ with no loan, that he can sell the property directly to a buyer. A buyer who happens to be a contractor discovers the house and realizes he can put a roof on the house for the cost of materials, then hire foundation work far more cheaply than someone unlike him who is not in the building trades. An agreement is made. As a result, buyer and seller see the transaction as a ‘win-win.’

Scenario #2-involves a nice home located in a tiny Oregon town between the Willamette Valley and Oregon Coast. Given the somewhat remote location, there isn’t a lot of demand for the property in Scenario #2. In an effort to ‘open up the buyer pool’ and ‘jumpstart’ buyer activity, the seller’s Realtor advises his seller client to consider seller financing. The seller agrees and before long, an out of state buyer who just retired discovers the property, located near an elderly relative. The buyer wants to first sell his large ranch in California, but because he will be listing his out-of-state property for 4 million dollars, it may take more than a few months to sell it. The California seller doesn’t want to sell his out-of-state property at a discount and wants to purchase a home meanwhile near his relative. So the Californian strikes a deal with the tiny Oregon town homeseller. Because the seller is open to seller financing and therefore providing the buyer with a helpful benefit, the buyer agrees to pay full price for the seller’s property and places $75,000, or 25% down of the $300,000 purchase price using seller financing. Confident his California property will sell within 3 years, buyer and seller agree to mutually agreeable monthly payments, with a balloon payment of the remaining loan balance within 36 months. The buyer gets full price, a quicker home sale, interest (on top of his full selling price) and the security of a legal instrument as protection in the unlikely event of buyer default. The buyer is provided sufficient time to sell his out-of-state asset, plus can move quickly to live near his Oregon relative. As a result, buyer and seller see the transaction as a ‘win-win.’

Scenario #3 involves a homebuyer who recently experienced a ‘short sale’ on an investment rental he owned. Because traditional lenders are unlikely to loan to borrowers with a recent ‘short sale,’ this homebuyer can either wait until lenders are satisfied that this experience is well behind him, or look at other options. Knowing his buyer’s situation, the Realtor for this ‘short sale’ purchaser searches specifically for, then locates a property suitable for his buyer which is being offered with seller financing. The buyer’s Realtor writes up a clean, solid offer with 20% down at a competitive interest rate and 5 year balloon. The seller accepts the ‘short sale’ buyer’s offer. There is a successful closing of the transaction, years before a traditional lender would have said ‘yes’ to providing the ‘short sale’ buyer with a home loan. As a result, buyer and seller see the transaction as a ‘win-win.’

Covering the Bases-As with any business agreement, things can and sometimes do go wrong. One of the more important factors for sellers to consider prior to entering into any seller financing agreement is a possible default by a buyer, who simply cannot continue making payments as agreed. In this case, placing the situation before an Oregon real estate attorney is frequently a good move. If the buyer is dealing in good faith, sometimes a temporary restructuring of payments can be agreed upon, or mutually agreeable exit strategy to provide the buyer a pathway to meet the agreement, or sell the property. If the buyer becomes difficult, an attorney’s letter can be persuasive.

Happy Bankers-Studies show that traditional lenders start relaxing requirements when a buyer can make a 20% downpayment, known as 80% ‘loan to value.’ This is a good general rule for seller financing, too. A minimum 20% downpayment typically means a buyer will be a better risk. The graph below shows how such an 80% ‘loan to value’ situation has historically reduced the delinquency rate for loan transactions.

Insurance-One other condition for sellers to be aware of relates to insurance. This can include fire and liability insurance. Especially helpful is if the seller is named as a ‘loss payee.’ This means that if there is a loss, such as a fire, the seller has a priority to insurance compensation.

New Rules-Federal and state mortgage laws often change and this is certainly true of Oregon seller financing. The good news is that for many routine transactions, Oregon homebuyers and homesellers can participate in the benefits of seller financing. The latest batch of regulations are largely designed to hold commercial lenders more accountable. If a major creditor or commercial lender is not a seller, the process of buying and selling with seller financing in Oregon can still be relatively simple. These new rules create a situation where it’s best to be clear if you’ll be dealing with a ‘vanilla’ type ‘mom and pop’ seller financing transaction, or a more complicated ‘corporate’ one that requires additional time, money and outside assistance. The following information is not legal advice, but a ‘thumbnail’ overview of two simpler scenarios for Oregon seller financing. For real estate advice, consult a Realtor. For legal advice, consult an attorney.

The ‘Vanilla’ Scenario-Let’s have dessert first. One of the easier scenarios for seller financing is if you’re buying a home from a seller who has lived in the house as a primary residence. This simple factor is a decent sized ‘green light’ and avoids much additional paperwork, like the need to hire a mortgage loan originator, or MLO, to handle the seller financed transaction. Under the new rules, another ‘vanilla’ scenario that simplifies the process are transactions between family members.

The ‘Small Potatoes’ Scenario-Even if the seller has never lived in the home you’re buying, if the seller is deemed ‘small potatoes’ and not a major creditor or commercial lender, the seller can still provide seller financing. In this case, a ‘green light’ to simplicity is found among sellers who have provided seller financing in a home sale for three or fewer transactions within a 1 year period. This exemption is helpful, since few residential homeowners sell even one home each year.

The Meat of the Matter-Regardless of the kind of seller financing you consider, consider working with a professional experienced in this unique area of real estate practice. Seller financing offers many potential advantages, but it’s important to understand the process and your limitations.

Collection Escrow Account-One very convenient service often used by buyers and sellers who use seller financing is called a collection escrow account. Collection escrow accounts are usually set up during the escrow process, once an offer has been accepted. In our region, collection escrow companies receive payments from the buyer on behalf of the seller, while tracking them, then forward the payment to the seller, often by direct deposit or via a mailed check. Why is this convenient? Because both parties then have a state-licensed firm keeping track of payments. This also makes it easier around tax time for buyer and seller. Sellers can more easily show income and buyers can better account for their mortgage interest deduction.

Thinking about using seller financing? Contact Certified Realty for more information at 800-637-1950, or via email at Info@CertifiedRealty.com

Tagged With: Creative Financing, Land Sales Contract, Owner Carry, Owner Carryback, Owner Financing, Owner Terms, Seller Carry, Seller Carryback, Seller Financing, Seller Terms, Trust Deed and Note

3 Key Steps to an Oregon Home Sale

June 30, 2016 By Roy Widing

Oregon Real Estate, Oregon Properties, Oregon Homes

Click here or on the ‘play’ button below to hear the audio podcast version of this presentation. Selling an Oregon home can sometimes seem overwhelming and complicated. Yet there is a logical framework to the entire process. Once grasped, this makes the task far less daunting.  Easy As 1-2-3 There is usually a very logical progression to […]

Filed Under: Homebuyer Activity, House Buyer Activity, House Hit Count, Oregon Economy, Oregon Homes For Sale, Oregon Homeseller, Oregon Homeselling, Oregon Housing, Oregon Housing Data, Oregon Properties, Oregon Real Estate, Oregon Real Estate Market, Oregon Real Estate Market Data, PDX Home, PDX Homes, Portland Home, Portland Homes, Portland Property, Portland Real Estate, Property MLS, Quantifying Homebuyer Activity, Real Estate, Salem Oregon Real Estate, Selling Oregon Real Estate, Selling Your Oregon Home, Tracking Homebuyers, Willamette Valley, Willamette Valley Homes, Willamette Valley Oregon, Willamette Valley Properties, Willamette Valley Property, Willamette Valley Real Estate, Willamette Valley Real Estate Market, Willamette Valley Realty Tagged With: How To Sell Your Oregon Home, Oregon Home Sale, Oregon Home Sales, Oregon Home Selling, Oregon Homes, Oregon Homeseller, Oregon Homeselling, Oregon Housing, Oregon Properties, Oregon Real Estate, Portland Real Estate, Salem Oregon Realty, Sell My Oregon Home, Selling Oregon Home, Willamette Valley, Willamette Valley Homes, Willamette Valley Property

3 Steps To An Oregon Home Sale

June 29, 2016 By Roy Widing

Oregon Real Estate
https://certifiedrealty.com/podcast-player/1779/3-steps-to-an-oregon-home-sale.mp3

Download file | Play in new window | Duration: 10:39 | Recorded on June 29, 2016

Subscribe: Google Play | iTunes

Selling an Oregon home can seem overwhelming and complicated, yet there is a logical series of steps to the process. Once grasped, a basic understanding of three vital home-selling factors can make a successful home sale much less daunting. Join veteran Oregon Realtor Roy Widing in this episode of the Oregon Real Estate Podcast, as he shows how selling your Oregon home can be as easy as ‘1-2-3.’

Tagged With: Home Selling Steps, Homeseller, Homeselling Tips, Oregon Home Selling, Oregon Homeseller, Oregon Homeselling, Selling Home, Selling Oregon

Knockin’ On Heaven’s Door: Stigmatized Properties

June 21, 2016 By Roy Widing

Stigmatized Property

Overview: Dealing with stigmatized properties can be unforgettable for both real estate agents and their clients. Also known as ‘tainted’ real estate among other monikers, the issue of stigmatized property is important for Oregon home buyers and home sellers. ‘…that long black cloud is comin’ down, I feel like I’m knockin’ on heaven’s door…’  Bob […]

Filed Under: Problem House, Real Estate, Stigmatized Property, Stigmatized Real Estate, Willamette Valley Tagged With: Death House, Died in House, Haunted House, Haunted Houses, Stigmatized Properties, Stigmatized Property

Knockin’ On Heaven’s Door: Stigmatized Properties

June 21, 2016 By Roy Widing

Oregon Real Estate
https://certifiedrealty.com/podcast-player/1743/knockin-on-heavens-door-stigmatized-properties.mp3

Download file | Play in new window | Duration: 12:00 | Recorded on June 21, 2016

Subscribe: Google Play | iTunes

Laws vary significantly from state-to-state in how they address stigmatized properties. A stigmatized property is often a home where undesirable things may have occurred, such as a crime, or a perceived element is present, like a ghost. It’s important to realize that there are various kinds of stigmatized properties and what may bother one person may not seem so bad to another. What should Oregon home buyers and home sellers know about stigmatized properties? Find out more in this interesting episode of the Oregon Real Estate Podcast.

Tagged With: Death in House, Died in House, Emotions Homebuying, Haunted House, Haunted Houses, Oregon Homeseller, Oregon Real Estate, Problem Properties, Problem Property, Stigmatized Home, Stigmatized House, Stigmatized Properties, Stigmatized Property, Stigmatized Real Estate, Tainted Properties, Tainted Property, Willamette Valley

5 Little-Known Oregon Real Estate ‘Insider’ Tips

June 10, 2016 By Roy Widing

Oregon Real Estate
https://certifiedrealty.com/podcast-player/1716/5-little-known-oregon-real-estate-insider-tips.mp3

Download file | Play in new window | Duration: 20:09 | Recorded on June 10, 2016

Subscribe: Google Play | iTunes

Oregon Real Estate Confidential: As with any occupation, there are ‘insider tips’ in real estate, too. Exactly what are these little-discussed ‘pointers’ and how can they benefit non-Realtors? Find out more in this edition of the Oregon Real Estate Podcast titled ‘5 Little-Known Oregon Real Estate ‘Insider’ Tips.

Tagged With: Oregon Homebuying Tips, Oregon Homeselling Tips, Oregon Real Estate, Oregon Real Estate Secrets, Real Estate Insider

5 Little-Known Oregon Real Estate ‘Insider Tips’

June 9, 2016 By Roy Widing

Oregon

As with any occupation, there are ‘insider tips’ in real estate. Exactly what are these little-discussed pointers and how can they benefit non-Realtors? In this edition of the Oregon Real Estate Podcast, we’ll briefly note why this little-known information can be so important, then we’ll get to these 5 little known ‘insider tips.’ Hear the podcast […]

Filed Under: Homebuyer Activity, House Buyer Activity, Oregon Coast Real Estate, Oregon Economy, Oregon Farms, Oregon Home Supply, Oregon Homeseller, Oregon Homeselling, Oregon Housing, Oregon Housing Data, Oregon Housing Inventory, Oregon Properties, Oregon Real Estate, Oregon Real Estate Market, Oregon Real Estate Market Data, PDX Home, PDX Homes, Portland Home, Portland Homes, Portland Property, Portland Real Estate, Real Estate, Real Estate Activity, Salem Oregon Real Estate, Salem-Keizer Oregon, Selling Oregon Real Estate, Selling Your Oregon Home, Willamette Valley, Willamette Valley Homes, Willamette Valley Oregon, Willamette Valley Properties, Willamette Valley Property, Willamette Valley Real Estate, Willamette Valley Real Estate Market, Willamette Valley Realty Tagged With: Oregon Economy, Oregon Home Inventory, Oregon Home Sales, Oregon Homes, Oregon Homeseller, Oregon Homeselling, Oregon Housing, Oregon Housing Forecast, Oregon Housing Inventory, Oregon Properties, Oregon Real Estate, Oregon Real Estate Market, Portland Real Estate, Salem Oregon Realty, Salem Real Estate Inventory, Willamette Valley, Willamette Valley Homes, Willamette Valley Property

« Previous Page
Next Page »
Certified Realty Company

(503) 682-1083

info@CertifiedRealty.com

Recent Articles

  • Oregon Real Estate Update
  • Interest Rates Up? Consider Owner Financing!
  • Oregon’s Land Use Tug Of War
  • Oregon’s Real Estate Sky Isn’t Falling Yet
  • Have Oregon Homesellers Missed The Mark(et)?

Certified Realty on Twitter

  • https://t.co/nC7OttsgRv February 3, 2023 10:16 pm
  • Just Listed! #homesite #oregon #willamettevalley #horseproperty #realestate https://t.co/wM50tNMMLO January 26, 2023 6:49 pm
  • Inside Portland’s housing market and the outlook for 2023 via podcast https://t.co/ctSQX8yunl https://t.co/vzd72p3Iis January 24, 2023 4:07 pm
  • Low interest rates trigger leap in mortgage applications https://t.co/xiAPrCI4iJ January 19, 2023 3:36 pm
  • https://t.co/CWyICTq3J0 January 18, 2023 10:58 pm
  • Merry Christmas! https://t.co/GjAvBeWUEV December 25, 2022 4:51 am
  • https://t.co/xdWeJX63YB December 22, 2022 4:46 am
  • Think mortgage rates are high? Check out how today's mortgage interest rates compare historically. (Hint-even now,… https://t.co/taZM1Y6NMX December 5, 2022 8:03 pm
  • @CertifiedRealty

© 2023 Certified Realty Company. All rights reserved.